How Do I Plan For Long-Term Care?

July 16, 2021

Deciding that you need long-term care can be one of the most difficult decisions you’ll ever make. If you haven’t prepared for the possibility of long-term care before you need it, it can be even tougher. In addition to having to scramble to find the kind of care that is right for you, you will … Continued

Medicaid And Spousal Refusal Planning

April 29, 2020

Spousal refusal is a Medicaid eligibility strategy that currently only available in New York and Florida, to the best of my knowledge. It is an incredibly powerful tool to fight the potential impoverishment of a husband or wife with a spouse who needs assistance from Medicaid to pay for nursing home care, assisted living, or … Continued

Well, I Was (Sort Of) Right…The Medicaid Rules Have Started To Change.

April 22, 2020

On April 5th I posted a prediction in this blog that the Medicaid 5 year Look Back would be extended to help stem the tide of all of this spending.  Such a change will require an act of Congress, because Medicaid is a Federal program.  The Federal government provides the frame work for the Medicaid … Continued

The Gift Of Time…

April 20, 2020

At my workshops over the last several years, we have constantly reminded people not to procrastinate about estate planning.  In fact, after attending a workshop, attendees received a free meeting with a personal case manager to start the estate planning process.  We wanted people to take the opportunity to finally take the actions they knew … Continued

Why Now Is Not The Time To Eliminate Personal Interaction From Your Estate Planning Process

April 13, 2020

I see that a number of attorneys are rolling out new widgets, apps and programs to let you make your estate plan from home, with little to no interaction with trained estate planning professionals to guide you through the process.  You should ask yourself this question: “If they are just launching these programs now, in … Continued

Business Distancing

April 9, 2020

What a whirlwind the last 2-4 weeks have been.  It is hard to believe that I was in Florida for a conference and some family time with my parents just a bit over 1 month ago.  We knew about Covid19, but no one thought we would be here. So, what is Safe Harbor doing to … Continued

A Scary Medicaid Prediction For Estate Planning Procrastinators: So Long To The 5 Year Look Back

April 5, 2020

The last great change in Nursing Home Medicaid planning came in 2005, with the Deficit Reduction Act.  That law changed the Medicaid Look Back period from 3 years to 5 years for all financial transactions. I foresee the next great change coming soon. One of the primary topics of focus of our “Protect Your Home … Continued

What If…?

April 2, 2020

Since I conceived of Safe Harbor Wills and Trusts 20 years ago, I have been an advocate of using trusts for an estate plan rather than simply a Last Will and Testament.  I built my business on the concept. One of the reasons for that position is seeing the unnecessary stress the costs and delays … Continued

Team Leader Of The Year

December 7, 2019

As some of you may know, Marie, our Director of Operations, and I are members of Atticus Attorney.  Atticus is a national organization, serving only top law firms.  Its membership includes law firms in at least 45 of the continental United States.  Marie and I travel 4 times a year to learn about the latest … Continued

How The Probate Process Works

August 6, 2019

Following the death of a loved one, it can be very difficult to think about what legal steps need to be taken. While you should absolutely allow yourself time to grieve, it is a good idea to begin handling certain legal matters, including probate, as soon as possible. If you need an experienced probate lawyer to … Continued